4D v17PV | 
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    4D v17
 
PV 
                                
                                
        
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| PV ( i , n , m {, f} ) | ||||||||
| Paramètre | Type | Description | ||||||
| i | Numérique | 
             
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        The interest rate for a period | |||||
| n | Numérique | 
             
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        The number of periods | |||||
| m | Numérique | 
             
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        For compound interest: the monthly payment at the end of each period (use a negative value). For single interest: pass an empty parameter (see example)  | 
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| f | Numérique | 
             
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        For single interest rate: the final value at the end of a period (use a negative value) | |||||
The PV function calculates:
To calculate the current value of a sum using the compound interest, pass the m parameter and omit the f parameter. Here is the formula for this calculation:
To calculate the current value of a sum using single interest rates, pass the f parameter and pass an empty parameter (,,) for the m placeholder. Here is the formula for this calculation:
 
Compound interest: you have a loan with an 12% annual interest rate (thus 1% per month) over 5 months with a monthly payment of €1,000.
PV(1%,5,-1000) //4853,4312393251Single interest rates: you have a loan with an 12% annual interest rate (thus 1% per month) over 5 months with a monthly payment of €1,000.
Note: Pay attention to the double ",," inside the syntax.
PV(1%,5,,-5*1000) //4757,328438033744
	Produit :  4D
	Thème :  Formules 4D View Pro
	
        
        
	Nom intl. :  PV
	
	4D View Pro ( 4D v17)
	
	
	
	
	
	
	
	
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